💰 Pricing
Rates & Charges
Transparent pricing with no hidden charges. Calculate your EMI and understand all costs before applying.
APR Calculator
₹5K₹100K
90 Days365 Days
Monthly EMI₹6,886
Total Interest₹3,316
Total Payable₹41,316
APR33.6%
Loan Details
Minimum AmountRs. 5,000
Maximum AmountRs. 100,000
Tenure90 Days to 365 Days
Processing Fee5% to 8% of loan amount
No Pre-closure ChargesAvailable
ROI1.5% to 2.92% Monthly
Bounce ChargesRs. 1000
APR33.6% per annum
Payment Example
Loan of ₹100,000 for 12 months
Loan Principal₹100,000
Processing Fee (7%)₹7,000
Total Interest₹22,400
Total Amount Payable₹122,400
Monthly EMI₹10,200
Understanding APR
Annual Percentage Rate (APR) represents the actual yearly cost of funds over the term of a loan, including fees and additional costs.
APR Determination Factors:
- Principal loan amount
- Interest rate charged
- Processing fees
- Loan tenure
- Additional charges (if any)
Why APR Matters:
APR provides a standardized way to compare different loan products. Our fixed APR of 33.6% is significantly lower than credit card rates which typically range from 36% to 48% annually.